"Utah has some wide open spaces, but how a state is organized and where people live relative to where they work makes a difference in vehicle operating costs," he said. "People get upset when the price of gasoline increases, but a key factor is how many miles you drive."
Georgia residents pay the most to operate their vehicles, an average of $4,233, according to the report.
"Georgians spend a lot of time in their cars thanks in part to Atlanta's sprawling communities and a lack of public transportation," Bankrate.com said in a news release. "Those long commutes lead to above-average gasoline costs and insurance rates."
In addition, Georgia has the highest state automobile taxes and fees in the nation, the reports says.
Average annual vehicle operation costs are lowest in Oregon, at $2,204 per year.
The report says Oregonians pay no state sales tax and benefit from comparatively low automobile insurance rates.
"Plus, the typical Beaver State resident drives 16 percent fewer miles than the national average," according to the release.
Other states in the top five include California ($3,966), Wyoming ($3,938), Rhode Island ($3,913) and Nevada ($3,886).
The other four states with the nation's lowest average annual vehicle operation costs are Alaska ($2,227), South Dakota ($2,343), Montana ($2,660) and Indiana ($2,698), according to the report.
Utah is 30th most expensive state to operate a motor vehicle at $3,101 annually.
Most expensive states (gas, insurance, repairs, taxes, fees):
Georgia • $4,233
California • $3,966
Wyoming • $3,938
Rhode Island • $3,913
Nevada • $3,886
Least expensive states:
Indiana • $2,698
Montana • $2,660
South Dakota • $2,343
Alaska • $2,227
Oregon • $2,204