This is an archived article that was published on in 2014, and information in the article may be outdated. It is provided only for personal research purposes and may not be reprinted.

As Black Friday nears and that credit card is itching to be used, it may be a good time to take a step back and look at the big economic picture.

Consumer spending is set to increase by 43 percent from 2010 to 2020, from $28 trillion to $40 trillion, according to consulting firm A.T. Kearney. And despite lessons we thought we learned from the Great Recession, consumer debt is at $11.63 trillion as of June 30, higher than it was at that time three years ago, according to the Federal Reserve Bank of New York.

WalletHub has assessed which states have the biggest spenders, and Utah has come in fifth. The Beehive State spends the third-most on housing and utlities, fourth-most on all other consumption and has the fourth-most cars. That, of course, would help explain why Utahns carry the second-most auto and credit card debt.

Here is how Utah fared overall:

Spending in Utah (1=Biggest; 25=Avg.)

14th • Personal Expenditure on Food & Beverages

20th • Personal Expenditure on Gasoline & Other Energy Goods

3rd • Personal Expenditure on Housing & Utilities

4th • Personal Expenditure on All Other Consumption

4th • Number of Cars per Household

2nd • Auto & Credit Card Debt

26th • Percent of the Population Spending More than They Make

2nd • Annual Consumer Savings Account Averages

11th • Average Home Square Footage

Here are the biggest and smallest spenders in the country:

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