"I can be bought easily," joked Matt Cragun, 36, an excavation company manager from Murray.
But the ideas behind Bank Transfer Day also played a role in most of the decisions to drive to the branch on a snowy Saturday morning.
"It was a little bit of both actually," said Weston Kubbe, a 32-year-old technical support employee at Unisys. "I saw the ad for $125. That definitely helped the decision making. And I'm tired of the fees with my Chase [Bank] account. I get charged all these fees. It just gets ridiculous."
Kirsten Christian, a 27-year-old gallery owner from Los Angeles, came up with Bank Transfer Day as a way to rebel against a proposal by Bank of America to charge customers $5 a month to use debit cards.
Even though Bank of America backtracked on that decision last week, Tricia Brown, of Sugar House, doesn't believe the idea is dead, not for a second.
"They will eventually do it," said the 51-year-old employee of ARUP Laboratories, noting that "debit cards are all I use. And it's my money. … I'm at a bank I can't stand. They're starting to charge so many fees. So I'm changing."
Sympathy for the populist Occupy Wall Street movement that has arisen against big financial institutions helped inspire Craig Jacobsen, a 26-year-old website developer from Murray, to join the credit union.
"I kind of support Occupy and some of their goals," he said of protesters conducting sit-ins and camp-ins in New York and other cities, including Utah's capital. "This is to show my support."
Bottom line, though, cash is nice. And Kubbe knows just how he's going to use his.
"It's going to help out with Christmas," he said.