Thanks to some regulatory nudging from Utah, insurance companies are, once again, offering policies to cover children without their parents. That is a welcome relief to parents who cannot afford coverage for themselves but nonetheless want to be able to keep their children healthy.
And it's further evidence that good things can happen when states and the federal government are both working toward a common goal; in this case, the well-being of all Utah children.
Utah's largest insurers, faced with a provision of the federal Affordable Care Act that required them to cover all children, including those with pre-existing medical conditions, took the seemingly easy way out and, instead, dropped all children-only policies. They said they feared that parents would wait until their child was diagnosed with an expensive-to-treat illness or suffered a serious injury before signing them up.